James M. Babcock, Certified Public Accountant

You can use any of the calculators below by clicking on the calculator's name.

Mortgage Loan Calculator	Use this calculator to determine your monthly payment and amortization schedule.
Refinance Breakeven	Should you refinance your mortgage? Use this calculator to determine when you will breakeven!
Amortizing Loan Calculator	Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!
Credit Card Pay Off	Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.
Retirement Planner	Quickly determine if you retirement plan is on track - and learn how to keep it there.
Auto Loans	Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!
Cool Million	Find out when your savings plan will make you a millionaire!
Hourly Paycheck Calculator	Use this calculator to help you determine your paycheck for hourly wages.
Net to Gross Paycheck Calculator	This calculator helps you determine the gross paycheck needed to provide an required net amount.
Section 125 Cafeteria Plan	Use this calculator to see how participating in your employer's "Section 125 Cafeteria Plan" can help you pay less tax, and increase your net take home pay.

Please note that all financial calculators require a Java enabled browser. For best results use Internet Explorer 4.0 and higher or Netscape Navigator 4.0 and higher. Information and interactive calculators are made available to you as self-help tools for your independent use. We can not and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.